The most common reason most dog parents think about getting pet insurance is to cover health costs as your dog ages. This can also cover any accident your fur baby may encounter and either illness or an injury is a likely event in the life of any pet. As we all also know, vet bills can get astronomical quickly when the situation gets serious or lengthy. having covered yourself with pet insurance by this point just may save you from some tough times and tough decisions.
As time goes on in the life of your dog, however, you may find that there are plenty of other reasons to consider getting pet insurance. The best time to purchase it would ideally be when your dog is still a puppy or pretty young. Pet insurance is no different in this matter. You always want to do your due diligence and research your options and purchase insurance as early as you can in your dog’s life. Here are some other reasons to consider pet insurance that you may not have thought of.
Possible Reasons To Consider Pet Insurance
If you have to be hospitalised and there is nobody to care for your dog, your dog pet insurance can pay for boarding kennels (if you have a policy that specifically includes this). The policy won’t pay for putting your dog into kennels while you go on holiday! However, if you have booked a holiday and your dog is sick or injured at the last minute, preventing you from going, you can have a policy that covers the cost of cancelling your holiday.
If your dog is lost or stolen, dog pet insurance can pay for advertising and rewards. Some policies will also cover replacement – some will even pay for bereavement counselling. (Read more here)
Insurance could also come in handy if your dog were to cause a motor accident. This could happen, if say, your dog ran out into the road and if someone sued you. The same legal situation of your dog happened to bite someone or were to cause injury to anyone etc.
If other issues were to arise that required you to need the help of a professional dog trainer or behavior therapist, the insurance could again help and assist you in covering the costs in the care and comfort of your dog.